Subprime lenders haven't always gotten the "credit" that they deserve. Why is it that in the words of Rodney Dangerfield, "They get no respect."? Could it be that there's too many crooked people on the B-paper side of the industry? Perhaps. But, there's also a lot of good people and good deeds. I found this report while digging through my files here and I like it because it reminds us all why we are in this business and how important even the "bad" loans are. It's good to keep our heads on straight and read another opinion on this often beat-up segment of the market. This resource is in Adobe PDF format.