BATTLECALL.COM: MORTGAGE TRAINING, LOAN OFFICER TRAINING AND MORTGAGE BROKER TRAINING FOR WARRIORS.  How To Close More Loans In Less Time & Make More Money. :-)
Home | Join Now Become A Member | Free Tour | Site Search | Warrior Discussion Forum | Help & FAQ's | Tell A Friend | Contact Us | WARRIOR LOG-IN HERE >>>>>
Free Site Tour, Click Here...
 

 Join Now Become A Member
 Take Our Free Site Tour
 Free Sample Training
 Free Tips Newsletter
 Member Success Stories
 Got Questions? Ask Us
 Warrior Discussion Forum
 Battlecall Image Gallery
 Most Popular Resources
 Suggest An Idea Or Topic
 Tell A Friend
 Post A Loan Scenario
 Mortgage Basics
 Advice For New People
 Sales & Marketing
 Loan Officer Survival
 Power Processing
 Lenders & Loan Products
 Regulation & Compliance
 Credit Reports & Repair
 Net Branch & Going Solo
 Mortgage Management
 Wholesale & Lender Reps
 Land/Construction Loans
 Home Purchase Loans
 Commercial & Mixed Loans
 Hard Money Loans
 Refinance/Cash-Out Loans
 Subprime & B-Paper Loans
 Reverse Mortgage Loans
 HUD, FHA & VA Loans
 Consumer Mortgage Info
 Mortgage Ad Case Studies
 Goals & Living Your Life
 Advanced Strategies
 Creative Financing
 Real Estate Investing
 Real Estate Development
 Real Estate Legal Advice
 For Real Estate Agents
 Condo Conversions
 Real Estate Humor
 Warrior Marketplace
 Today's Market Quotes
 Today's Mortgage News
 Mortgage Calculators
 Download Library
 Warrior Buyer's Guide
 Real Estate Dictionary
 List All Forum Topics
 List All Downloads
 List All Audio Resources
 List All Video Resources
 List All Site Resources
 Site Search
 View Site Map
 Change Text Size
 Help & FAQ's
 Add A Link To Us
 Our Guarantee
 Site Privacy Policy
 Warrior Log-In
 Renew Your Membership
 Terms Of Use
 About Us
 Our Products & Services
 Our Partners
 For The Media
 Advertise With Us
 Become A Contributor
 Contact Us

Discussion Forum
BATTLECALL.COM: LOAN OFFICER MORTGAGE TRAINING FOR WARRIORS.
Before You Quit The Mortgage Industry And Throw In The Towel, Why Not Give It One Last Shot? Stop Struggling To Survive. Let Us Help You Succeed.

We Have Over 1,600 Resources To Help You Win In The Mortgage Business, With Personal Expert Advice To Guide You Every Step Of The Way. If You're Willing To Learn, We Can Make You A Top Producer, Starting Today!

Finally a place that answers all your mortgage questions and helps you get those tricky deals closed. We can help you generate new business and close more loans in less time and make more money.

For less than the price of a cup of coffee per day, we offer you unlimited one-on-one coaching, sales training and marketing support to help you quickly become a top producer at your company.

JOIN BATTLECALL TODAY AND GET INSTANT ACCESS TO...

  • Powerful sales scripts that tell you exactly what to say to borrowers on the phone and in person.
  • Custom marketing templates to help you get new deals.
  • Our extensive download library with hundreds of mortage tools, loan pricing calculators, borrower presentations and more.
  • Friendly advice from industry experts to guide you to success. 
  • Thousands of articles and resources to help grow your mortgage business and increase your loan pipeline.
  • A helpful mortgage community and much, much, more!

Join us inside today and become a Battlecall warrior with instant access to everything on this site. Get the competitive edge and join the fastest growing community for mortgage professionals on the Net.

So what are you waiting for? Come on in! We're here and ready to help you succeed in the loan business.

JOIN NOW, SPECIAL OFFER ENDS SOON, READ FULL DETAILS HERE...AND BECOME A MORTGAGE WARRIOR!





FEATURED RESOURCES IN OUR DOWNLOAD LIBRARY
DOWNLOAD = Chock-Full 51-Page Mortgage Business Plan And Mortgage Marketing Plan With Full Financials And Revenue ForecastsDOWNLOAD = Chock-Full 51-Page Mortgage Business Plan And Mortgage Marketing Plan With Full Financials And Revenue Forecasts
Feel like you're shooting in the dark? In order to succeed in the mortgage business you've got to have an organized war plan. Here, hot off my fax is a chock-full 51-page business plan from an actual mortgage company, obtained through government records. Inside are a full description of the business, industry and market analysis, marketing plan, management plan, operations plan, financial plan, risk assessment and contigency plans. As well as full appendicies of financial forecasts and 5-year revenue predictions. This plan was obtained through public domain sources but as a courtesy all identifying information has been blacked-out. Many of you warriors have been asking for a detailed step-by-step business plan, so I called a few sources and they delivered the goods. This resource alone should be worth a few extra thousand dollars in your pocket. And if you are starting a mortgage company of your own and need a business plan template, this is an absolute must! Enjoy! This resource is in Adobe PDF format. . . . >>> READ MORE

DOWNLOAD = Emergency Loan Change ChecklistDOWNLOAD = Emergency Loan Change Checklist
Hold your horses! Everything's changed on this loan and we need to act fast in order to save the deal. Not sure what to do? Whip out my handy Emergency Loan Change Checklist and watch your processors head spin faster than the girl from The Exorcist. Change the loan amount...change the rate...change the term...change the lender...cancel the loan...these are ALL things that will affect every other aspect of the paperwork on the mortgage. Use my emergency checklist next time you need to stop on a dime and chart a new course. Full steam ahead warriors! This resource is in Microsoft Word format. . . . >>> READ MORE

DOWNLOAD = Scarecrow Brain Processing NotesDOWNLOAD = Scarecrow Brain Processing Notes
"If I Only Had A Brain..." Sometimes I wish I did, but with too many things to remember and not enough space in the old noggin' I had to come up with another solution. My chemistry teacher once said that you should always think with your brain and remember with your pencil. He's right. For scarecrow brains like me, I had the perfect solution...to write every little processing nugget down in a daily working document. Here are my mortgage notes (in their entirety, about 11 pages long full of bullet points and facts. I've left them as is, so you can see how my thinking works. Likely, you already know many of these things but I'm sure there are some you don't (keep in mind that some items may have changed with the times like LTV thresholds etc.). Even today, I still learn something new with every loan. Feel free to add or modify the list and pass it along to the fellow scarecrows in your office. Tweet. Tweet. This resource is in Microsoft Word format. . . . >>> READ MORE




MOST RECENT WARRIOR RESOURCES
DOWNLOAD = Chock-Full 51-Page Mortgage Business Plan And Mortgage Marketing Plan With Full Financials And Revenue Forecasts
DOWNLOAD = Chock-Full 51-Page Mortgage Business Plan And Mortgage Marketing Plan With Full Financials And Revenue Forecasts Feel like you're shooting in the dark? In order to succeed in the mortgage business you've got to have an organized war plan. Here, hot off my fax is a chock-full 51-page business plan from an actual mortgage company, obtained through government records. Inside are a full description of the business, industry and market analysis, marketing plan, management plan, operations plan, financial plan, risk assessment and contigency plans. As well as full appendicies of financial forecasts and 5-year revenue predictions. This plan was obtained through public domain sources but as a courtesy all identifying information has been blacked-out. Many of you warriors have been asking for a detailed step-by-step business plan, so I called a few sources and they delivered the goods. This resource alone should be worth a few extra thousand dollars in your pocket. And if you are starting a mortgage company of your own and need a business plan template, this is an absolute must! Enjoy! This resource is in Adobe PDF format. . . . >>> READ MORE
DOWNLOAD = Emergency Loan Change Checklist
DOWNLOAD = Emergency Loan Change Checklist Hold your horses! Everything's changed on this loan and we need to act fast in order to save the deal. Not sure what to do? Whip out my handy Emergency Loan Change Checklist and watch your processors head spin faster than the girl from The Exorcist. Change the loan amount...change the rate...change the term...change the lender...cancel the loan...these are ALL things that will affect every other aspect of the paperwork on the mortgage. Use my emergency checklist next time you need to stop on a dime and chart a new course. Full steam ahead warriors! This resource is in Microsoft Word format. . . . >>> READ MORE
DOWNLOAD = Scarecrow Brain Processing Notes
DOWNLOAD = Scarecrow Brain Processing Notes "If I Only Had A Brain..." Sometimes I wish I did, but with too many things to remember and not enough space in the old noggin' I had to come up with another solution. My chemistry teacher once said that you should always think with your brain and remember with your pencil. He's right. For scarecrow brains like me, I had the perfect solution...to write every little processing nugget down in a daily working document. Here are my mortgage notes (in their entirety, about 11 pages long full of bullet points and facts. I've left them as is, so you can see how my thinking works. Likely, you already know many of these things but I'm sure there are some you don't (keep in mind that some items may have changed with the times like LTV thresholds etc.). Even today, I still learn something new with every loan. Feel free to add or modify the list and pass it along to the fellow scarecrows in your office. Tweet. Tweet. This resource is in Microsoft Word format. . . . >>> READ MORE
Commercial Mortgage Underwriting Through The Eyes Of The Underwriter
Getting a borrower to approach you with a commercial mortgage loan scenario is only the 1st step in the commercial mortgage loan process. Upon your first analysis of the scenario, there are a great many combined factors that will determine if it will ever fund or close. The best borrower and the best property means nothing if due to some error, a careless mistake or a poorly put together loan package there is no closing. Equally, if not more so than residential financing, the commercial mortgage business is extremely relationship driven, particularly when talking about lenders. . . . >>> READ MORE
DOWNLOAD = Mortgage Loan Scenario Pricing Spreadsheet
DOWNLOAD = Mortgage Loan Scenario Pricing Spreadsheet Why spend money on gizmo software when you just need a simple loan pricing engine? Here's a nifty little tool that helps you automatically calculate the numbers and price loans out effectively between scenarios. It's a little basic, but perhaps that's all you need. This resource is courtesy of Erik Webster, who is also the author of our loan officer survival section here on Battlecall. Thank you Erik for sharing this great resource! This resource is in Microsoft Excel format. . . . >>> READ MORE
DOWNLOAD = Keep On Track Appraisal Order Form
DOWNLOAD = Keep On Track Appraisal Order Form Appraisers aren't always the easiest bunch to deal with. During the refi boom of the past few years, these guys were rude, obnoxious and arrogant. Not all, but some. They would sit on deals and gladly took their time as if rate locks didn't matter. They got a ton of "free" business and referrals from me over the years and it took me a long time before I found a good group to deal with. My...my...how times have changed. . . . >>> READ MORE
DOWNLOAD = Short And Sweet Intro Letter
DOWNLOAD = Short And Sweet Intro Letter Sometimes the most powerful things come in small packages. When time is short and you need to send a quick email out to your prospect list, use this email template as a conversation starter. Believe it or not, some customers respond better to an email than they would a phone call. Couple this with your own lead generation website and you'll be able to price and quote the loan scenario on your first phone call back! Top producers have been using my 2-part contact method for years and now you can too! This resource is in Microsoft Word format. . . . >>> READ MORE
DOWNLOAD = Loan Officer Sales Script For ARM Conversion Loans When Date Is Unknown But Trouble Looms
DOWNLOAD = Loan Officer Sales Script For ARM Conversion Loans When Date Is Unknown But Trouble Looms Here is a mortgage sales script you can use with any ARM (adjustable rate mortgage) loans that you may come across. Oftentimes, customers in these loans know they are in "trouble" as the loan will adjust but don't know when that will happen. Use this script along with the 1003 sales script and you will have an easier time of converting them. This resource is courtesy of Erik Webster, who is also the author of our loan officer survival section here on Battlecall. Thank you Erik for sharing this great resource! This resource is in Microsoft Word format. . . . >>> READ MORE
DOWNLOAD = Our Version Of An ARM Conversion (Adjustable Rate Mortgage) Prospecting Letter That Warns Of Things To Come And Generates Callbacks
DOWNLOAD = Our Version Of An ARM Conversion (Adjustable Rate Mortgage) Prospecting Letter That Warns Of Things To Come And Generates Callbacks A fellow Battlecall warrior recently sent us his version of an ARM (adjustable rate mortgage) conversion letter. We took his letter and made it one better with our own Battlecall spin. It's where you target people who are in variable loans and try to convince them to refinance into a fixed interest rate before their loan adjusts. This is a huge market right now and I would even venture to say that it is even bigger than the current purchase market. With all of those low ball, teaser and exotic rates out there...many of these borrowers will be panicking when time is up! That's where you come in, super hero loan officer to refinance them into a fixed rate and save the day! Bravo! . . . >>> READ MORE
DOWNLOAD = An ARM (Adjustable Rate Mortgage) Conversion Letter From A Fellow Battlecall Warrior
DOWNLOAD = An ARM (Adjustable Rate Mortgage) Conversion Letter From A Fellow Battlecall Warrior The great thing about Battlecall.com is that it is a true members community. Everyone here helps each other out and it shows. Here is a great ARM (adjustable rate mortgage) sales letter a fellow warrior sent me. It's well written and he is going to use it in an upcoming campaign. We also took his letter and rewrote it giving it the battlecall touch, so be sure to also look for that here on the site. Enjoy! . . . >>> READ MORE

DOWNLOAD = CYA, Equal Credit Opportunity Act Mortgage Loan Disclosure
DOWNLOAD = CYA, Equal Credit Opportunity Act Mortgage Loan Disclosure On every mortgage loan, there are state and federal disclosures that must be given to the client. Here is an equal credit opportunity act loan disclosure you must have the client sign and return to you. With all of the new rules and legislation regarding racism and discrimination in housing, it is imperative that you include this document in all of your loan disclosures. This letter is part of my CYA series (cover your "behind") and you are free to use it as part of your mortgage loan arsenal. This resource is in Microsoft Word format. . . . >>> READ MORE
DOWNLOAD = Mortgage Loan Proposal Email Letter Template #2
DOWNLOAD = Mortgage Loan Proposal Email Letter Template #2 Everything here in the office is as automated as possible. That includes every contact and communication we send out to the borrowers. Here is loan proposal template #2 we use when we email a quote to a mortgage customer. We try to emphasize the benefits of working with us and hit the customer's hot buttons based on the feedback they gave us in the initial phone conversation. Obviously, depending on market climate and type of loans you offer, these letters should be adjusted accordingly. They do, however, provide you with something to get started with that you can change yourself without reinventing the wheel. There are 3 total in the series, so be sure to look for them here on Battlecall. This resource is in Microsoft Word format. . . . >>> READ MORE
DOWNLOAD = Golden Ticket Mortgage Pre-Approval Letter For Home Buyers
DOWNLOAD = Golden Ticket Mortgage Pre-Approval Letter For Home Buyers One thing every home buyer will need is a pre-approval letter from their mortgage company saying that they are qualified and eligible for a home loan. Realtors and brokers know the truth about these letters that they aren't worth a hill of beans (as there are still many qualifying factors to be determined before the person actually gets the money). Despite the big "secret", pre-approval letters are the golden ticket into open houses and showings as it at least demonstrates that the buyer is serious and has taken the first step. In this letter, you'll share in your borrower's excitement, create rapport and establish goodwill from day one. I've written it for maximum marketing effect as well as keeping enough qualifiers in there to cover your behind if things go sideways. Feel free to modify as needed. This resource is in Microsoft Word format. . . . >>> READ MORE
DOWNLOAD = Time To Start Over Sub-Prime Postcard
DOWNLOAD =  Time To Start Over Sub-Prime Postcard Attracting subprime borrowers is easy when you know how. You've got to figure out their motivating factors...how did they get into this mess in the first place? What are their future goals? Most subprime borrowers know that they're in a tangle and most want to get out of it. That's where you come in! As a mortgage professional it's your duty to save the day. But, before you can do that, you have to make yourself known. Here is a subprime postcard marketing template you can use as a starting point to make your own. Postcards are a great marketing tool and currently cost only about 20 cents or so to mail. There's a lot of marketing bang for your buck and even if you get just one loan back, it's worth it! This resource is in Microsoft Word format. . . . >>> READ MORE
DOWNLOAD = CYA, Notification For All Mortgage Loan Applicants, Ensures Transparency And That Everything Is Clearly Stated
DOWNLOAD = CYA, Notification For All Mortgage Loan Applicants, Ensures Transparency And That Everything Is Clearly Stated On every mortgage loan, there are state and federal disclosures that must be given to the client. Here is a notification to all mortgage loan applicants disclosure you must have the client sign and return to you. With all of the new rules and legislation regarding fairness and transparency in the housing market, it is imperative that you include this document in all of your loan disclosures. This letter is part of my CYA series (cover your "behind") and you are free to use it as part of your mortgage loan arsenal. This resource is in Microsoft Word format. . . . >>> READ MORE
DOWNLOAD = Mortgage Loan Proposal Email Letter Template #3
DOWNLOAD = Mortgage Loan Proposal Email Letter Template #3 Everything here in the office is as automated as possible. That includes every contact and communication we send out to the borrowers. Here is loan proposal template #3 we use when we email a quote to a mortgage customer. We try to emphasize the benefits of working with us and hit the customer's hot buttons based on the feedback they gave us in the initial phone conversation. Obviously, depending on market climate and type of loans you offer, these letters should be adjusted accordingly. They do, however, provide you with something to get started with that you can change yourself without reinventing the wheel. There are 3 total in the series, so be sure to look for them here on Battlecall. This resource is in Microsoft Word format. . . . >>> READ MORE
DOWNLOAD = Goal Tracking Sold Fees Worksheet
DOWNLOAD = Goal Tracking Sold Fees Worksheet Back when I was dealing with a multitude of loan officers at the branch level, I needed a quick and easy way of making sure that everybody was on track to meet their goals. In this worksheet, you'll see our sold fees (YSP and any front-end points on the loan) goal and a running total as we countdown to victory. Although the numbers today would be a challenge given the current state of the mortgage industry. But, back in early 2000 bringing in $10,000 to $20,000 in fees at the branch level was very much attainable. . . . >>> READ MORE
DOWNLOAD = The Dirt On Realtors By Uncle Sam
DOWNLOAD = The Dirt On Realtors By Uncle Sam Ever wonder why realtors are sometimes referred to as "real litters"? Real estate agents are part of an old boys network, even though most of them are women! What I mean is that I always suspected that backroom deals and hush hush handshakes were part of most transactions. Now, this goverment report proves just that! The MLS is surely a monopoly and these closed marketplaces have a way of ensuring the housing prices stay high. For Sale By Owner (FSBO's) have little recourse but to play by Mr. Real Litter's rules and this report from the government accounting office digs-up some of the factors that affect price competition in the marketplace. A wonderful read over the shredder. This resource is in Adobe PDF format. . . . >>> READ MORE
DOWNLOAD = CYA, Application Complete Letter
DOWNLOAD = CYA, Application Complete Letter Here is an application complete letter you should include in all your loan disclosures. Every state is different and you always want to make sure you've got yourself covered so nothing comes back to bite you. This letter is part of my CYA series (cover your "behind") and you are free to use it as part of your loan arsenal. This resource is in Microsoft Word format. . . . >>> READ MORE
7 Marketing Methods For Real Estate Coaches And Other Professionals
You shower, shampoo, dress your best, check to see if you have plenty of business cards, drive about an hour, introduce yourself by saying "Hi, I'm Mary and I'm a coach" and the other person says, "Hi, I'm Jack and I'm a coach, too!". You meet more coaches than you knew existed. How do you get business when you are surrounded by what may be perceived as your competition? . . . >>> READ MORE
>>>>>>>> CONTINUE TO NEXT PAGE>>>>>>>> CONTINUE TO NEXT PAGE